Cities are Built the Way They are Financed: Meeting the Finance moments in the Housing Delivery Value Chain in Africa
Where can targeted finance unlock housing affordability across the value chain, and how can these solutions scale across African markets?
Organizer: Centre for Affordable Housing Finance in Africa (CAHF)
Summary
Housing affordability is often reduced to supply and demand, with solutions focused on lowering costs or increasing subsidies. This overlooks a key driver: how finance is structured, timed, and priced across the housing value chain. In practice, financing shapes what gets built and who it serves.
Across Africa, high interest rates, short tenors, currency volatility, and fragmented capital flows constrain affordability. Yet emerging approaches show that targeting key finance moments can shift outcomes.
This session brings together developers, engineers, financiers, and DFIs to share practical examples of how capital is mobilised and deployed. It highlights how aligning finance with delivery, through design, technology, and blended instruments, can unlock affordability at scale and identify conditions for replication.